From your first call to a clear decision.
Three steps, a written review and no pressure at any point. Here is exactly what happens.
Request my free review
A short call
A short call with a Member of our Team. We learn what you own, what worries you and what you want. We confirm the cost in writing.
We gather the contract
You send it, or we can help you request it from your insurer. Statements too.
Your legal representative will read every page
Surrender schedule, fees, riders, market value adjustment, tax position and how it was sold.
Your review meeting
Your legal representative will walk you through your contract. Every option, side by side, with the cost of each.
A thorough review from your legal representative
Plain language, no jargon. Something you can share with your family or your accountant.
- What your contract actually says
- Your surrender charge today and the date it reaches zero
- What your riders cost
- Every option you have, with the cost of each
- Whether the sale raises legal concerns
- Your options, Your Choice. No sales pitch ever.
You decide. We can help either way.
Many clients keep their annuity and simply put the right dates on the calendar. Others take penalty-free withdrawals, exchange into a better contract or surrender. If the sale looks improper, your legal representative can explain what pursuing it would involve, what it would cost and what the realistic outcomes are.
Find out where you stand.
Your review is free. One call, no obligation. No one will try to sell you anything.