Straight answers to common questions.

We have nothing to sell you, so we have no reason to push you either way. Your legal representative will provide you all options, and empower you to make your own decision.

Your annuity contract if you have it and your latest annual statement. If you can’t find them, we can help you request copies from the insurer. Your legal representative will request additional documents as needed.

The review is free. You will know the cost in writing before anything starts. No commissions from anyone, ever.

Call (888) 557-1640 and we will tell you right away whether we can help.

A fee for taking money out of an annuity early, usually a percentage that steps down each year until it reaches zero. Your contract has the exact schedule.

Sometimes. Options include the free-look period, the annual penalty-free withdrawal amount, waiting out the schedule and, in some contracts, waivers for nursing-home care or terminal illness.

A tax-free move* from one annuity to another. It can make sense, but the new contract often starts a new surrender period.
*Always consult with a tax professional on potential tax concerns.

Yes, with your parent’s permission. Many of our calls start with an adult son or daughter. We will explain what we need to speak with you directly.

Gather the contract and statements, write down what you remember about the sale and call us. If the sale was unsuitable, timing can matter.