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Free consumer guide · 2026 edition

Feeling stuck in an annuity?

Find out your options, when that cost drops and every option you have. Including staying put.

Request the free guide

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Prefer to talk? Call us at (888) 557-1640.

Inside the guide

28 pages. Plain language.

  • What it really costs to get out, year by year
  • The date your surrender charge hits zero
  • The “benefit base” that isn’t your money
  • 7 red flags in how annuities are sold
  • 8 ways out, including penalty-free options
  • A worksheet to size up your own contract
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